From Mill Mountain to Hibriten Mountain

SPECIAL TO THE CALDWELL JOURNAL By Laura Sedlacek…About a week ago, we stayed overnight in Roanoke, VA on our way to West Virginia for a family trip.  I always like to find something to do that is educational or involves the arts when we…

What’s in an Insurance Policy?

LENOIR, NC (April 18, 2018 by Laura Sedlacek)…Insurance is a complicated subject, product, whatever you want to call it, to say the very least.  Even with all the improvements, modifications, etc it’s still very difficult for people to…

The Present and Future of Health Insurance

SPECIAL TO THE CALDWELL JOURNAL (September 11, 2017 by Laura Sedlacek)…Currently health insurance is the same old same old or so it seems.  Health insurance is still subject to the ACA aka Affordable Care Act.  The Annual Enrollment Period…