Short Term Health Insurance Changes Are Coming

LENOIR, NC (August 9, 2018 by Laura Sedlacek) -- On August 3, 2018, the Departments of Health and Human Services, Labor and the Treasury published a Final Rule responding to the Administration's Executive Order of October 2017.  The Final…

From Mill Mountain to Hibriten Mountain

SPECIAL TO THE CALDWELL JOURNAL By Laura Sedlacek…About a week ago, we stayed overnight in Roanoke, VA on our way to West Virginia for a family trip.  I always like to find something to do that is educational or involves the arts when we…

What’s in an Insurance Policy?

LENOIR, NC (April 18, 2018 by Laura Sedlacek)…Insurance is a complicated subject, product, whatever you want to call it, to say the very least.  Even with all the improvements, modifications, etc it’s still very difficult for people to…